Pennsylvania Lawmaker Hopes to Ban Credit Cards for Online Gaming

Article by : Erik Gibbs Mar 12, 2024

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A Pennsylvania lawmaker is proposing a bill to ban the use of credit cards for online gaming revenue, including sports betting. It’s a measure that has been proposed in other states, as well, but which often fails to gain traction.

Pennsylvania witnessed a record-breaking gaming revenue of nearly $5.7 billion last year. Now, State Senator Wayne Fontana is advocating for the exclusion of credit cards in online versions due to existing high levels of debt.

Senator Fontana emphasized the significant growth in online gaming and sports betting, especially among young adults. Simultaneously, he highlighted the increasing trend of credit card debt. The crucial goal is to prevent expanded access to gambling from causing burdensome or crippling credit card balances.

The proposed legislation encompasses sports betting, online casino games, fantasy games, and even the Pennsylvania iLottery, all of which might be sources of debt creation for the more vulnerable citizens.

Senator Fontana highlighted in his memo that March is “National Problem Gambling Awareness Month” and drew attention to the average Pennsylvanian carrying over $5,640 in credit card debt.

Citing the 2022 Online Gaming Report, Fontana pointed out that 36% of individuals engaged in online gaming have reported facing gambling-related issues. In his memo, Fontana highlighted the potential risks associated with using credit cards for online gambling.

He underscored that Iowa, Tennessee and Massachusetts have already prohibited credit card use for such activities. Prior to introducing the legislation, Fontana seeks additional co-sponsors for what he labels a “consumer-protection bill.”

Aligning with National Problem Gambling Awareness Month, Fontana’s message emphasizes the bill’s focus on responsible gambling in Pennsylvania, explaining the hazards associated with problematic gambling behaviors.

Preventing a behavior linked to problem gambling involves eliminating another avenue for people to accumulate debt.

To raise awareness about problem gambling, several organizations, including the Pennsylvania Gaming Control Board (PGCB), Department of Drug and Alcohol Programs (DDAP), Council on Compulsive Gambling of PA (CCGP), and Pennsylvania Lottery, are hosting two public gatherings this month.

Liz Lanza, the PGCB Director for the Office of Compulsive and Problem Gambling, emphasized last week the significance of safeguarding and informing individuals engaged in gambling activities.